Sunday, 30 April 2017

Programme 2016

Financial planning in today’s political environment

8:00 - 8:45  

Mergers breakfast briefing

Merger is the ‘hot topic’ in the housing association sector at present, but what’s driving the decisions to consolidate?
Three FDs involved in two ‘live’ mergers give the finance perspective on the drivers, process and progress.
We also look at what’s next for the sector as a whole.

Henrietta Podd, Director, JC Rathbone Associates
Julian Turner, Finance Director, Thames Valley Housing
Simon Bass, Executive Director Corporate Resources, East Thames Group
Elizabeth Froude, Executive Director Resources, Genesis
Chair: Luke Cross, Editor, Social Housing

8.30

Registration opens for conference

Gavin Smart Gavin Smart

Deputy Chief Executive and Director of Policy & Practice

CIH

Gavin Smart is Deputy Chief Executive and Director of Policy and Practice at the Chartered Institute of Housing - the membership body for housing professionals in the UK. He leads CIH’s policy and good practice work, which aims to support the housing profession; influence government thinking; and shape housing and communities’ policy and practice at national, local and organisational levels.

Before joining CIH he worked for the National Housing Federation as Assistant Director for Research and Futures, with responsibility for leading the Federation's policy work on public investment in the housing association sector and the broader finance policy agenda, as well as leading the Federation's research and analysis function. Prior to joining the Federation Gavin spent five years at the then Office of the Deputy Prime Minister, latterly heading up the high demand housing markets research team. He began his career as a researcher at the School for Policy Studies at the University of Bristol.

9.05

Economic keynote: Housing in a turbulent global economy

What are the key economic developments, at home and abroad, that could affect housing today and in the future? Are we on the verge of another economic downturn? Add the EU referendum into the mix and this session provides an interesting review of the macro and microeconomic environment and what it all means for housing.

Kitty Ussher, British economist and former Labour Party politician, currently Managing Director of Tooley Street Research
Andrew Heywood, Editor, Housing Finance International and Visiting Fellow, Land Economy Unit, University of Cambridge

Kitty Ussher Kitty Ussher

Managing Director

Tooley Street Research

Kitty is an economist and former Government Minister. She was the MP for Burnley from 2005 to 2010 and held ministerial posts in the Treasury and the Department for Work and Pensions, including Economic Secretary to the Treasury.

Since stepping down from Parliament in 2010, Kitty has devised and managed public policy research projects, first as chief economist and director of Demos and then on a freelance basis for the Smith Institute, the Centre for London and the Social Market Foundation, among others. She is Chief Economics Advisor to Portland Communications and a member of The CityUK’s Independent Economists’ Group.

Prior to entering parliament Kitty worked as an Economist at the Economist Intelligence Unit. She holds an MSc in Economics from Birkbeck College, University of London, and a degree in Politics and Economics from Balliol College, Oxford.

In 2013, Kitty set up Tooley Street Research to grow an independent public policy research company. She is also a regular contributor to BBC Today programme and Newsnight.

Andrew Heywood Andrew Heywood

Editor, Housing Finance International and Visiting Fellow, Land Economy Unit

University of Cambridge

Andrew Heywood specialises in research and analysis of housing and mortgage markets and has significant clients in the housing and mortgage sectors. He is editor of the journal Housing Finance International and a visiting fellow of the Land Economy Unit of the University of Cambridge. He is also a research fellow of the Smith Institute. Andrew was on the Governing Body of BRE Global from 2003 until 2009 and on the board of Chelmer Housing Partnership from 2008 to 2011. He was an adviser to the Treasury Committee of Bromford Housing Group from 2012 until 2015.

Andrew’s recent publications in the public domain include among others: Local housing community living: prospects for scaling up and scaling out community-led housing, (Smith Institute 2016), Working together, thinking alike: what do councils and local enterprise partnerships expect from housing associations? (Smith Institute 2015) A tale of two regions: can low and middle-income earners afford to live in the South East (Moat homes 2014), Housing and planning: what makes the difference? (Smith Institute 2014) and Reselling shared ownership properties after improvements (CCHPR 2013). Andrew has written for Inside Housing and for Social Housing magazine among other journals.

In his former role as deputy head of policy at the Council of Mortgage Lenders [CML], Andrew had specific responsibility for leading on social housing issues and on the private rented sector and also co-ordinated ground breaking work between the CML and the Building Research Establishment [BRE] on certification standards for Modern Methods of Construction [MMC].

Dr Gerard Lyons Dr Gerard Lyons

Economic Advisor to Mayor of London

Gerard Lyons was formerly Chief Economist and Group Head of Global Research at Standard Chartered. He is a recognised expert on the global and UK economy, and during his 13 years at Standard Chartered held a range of senior roles on the bank's committees. He was previously Chief Economist and Executive Director at DKB International and Chief UK Economist at Swiss Bank Corporation.

He has been a regular speaker at major domestic and world financial conferences and meetings, including the annual meeting of the IMF, the annual and spring meetings of the Institute for International Finance, the World Economic Forum in Davos, and many high profile events here in the UK.

He is a respected forecaster on the global economy. In August 2008, the month before the collapse of Lehman Brothers, he was one of only two UK economists then predicting an imminent deep recession for the UK, forecasting a GDP fall of 1.6 per cent versus a consensus rise of 0.9 per cent. He was ranked number one forecaster globally by Bloomberg (out of over 360) in 2010 and 2011. In December 2011, against the consensus, he predicted both the UK and euro area would be in recession last year.

9.40

Political overview: a new landscape

With four more years left of the parliament, what do Number 10 and DCLG really think about the future of the housing sector? With the upcoming EU referendum, pay to stay, rent reduction and right to buy and we have a potentially very interesting four years and possibly beyond. Our expert commentators will be making sense of what the future political landscape will look like and what this could mean for housing.

Natalie Elphicke OBE, Chief Executive, The Housing & Finance Institute Limited
Alex Morton, Former Housing Policy Adviser, Number 10 and Director, Field Consulting

Natalie Elphicke Natalie Elphicke OBE

Chief Executive

The Housing & Finance Institute Limited

Natalie Elphicke is Chief Executive of The Housing & Finance Institute (The HFi). The HFi builds skills and relationships to deliver extra housing and develop finance, investment and asset management. She sits an expert advisor to the UK Government’s Heseltine-Lewis Estate Regeneration Panel. Natalie received an OBE in the Queen’s Birthday Honours 2015 for services to housing.

Waqar Ahmed Waqar Ahmed

Group Finance Director

London & Quadrant

Waqar has worked for London & Quadrant Housing Trust for 17 years and has been in the Social Housing Sector for over 20 years. In his previous role as Director of Treasury and Investment, he has led on the Group Investment Strategy, playing a key role in seeing the organisation grow by 50% and doubling its financial capacity. Waqar helped the Group become one of the largest Housing Associations in the Sector with over 70,000 homes, a market value in excess of £14 billion, the highest financial margins and the best credit ratings seen in the sector enabling the Group to embark on a 15,000 home development pipeline supported by a £2.5 billion loan book.

Sir Bob Kerslake Sir Bob Kerslake

Chair

Peabody Trust (Invited)

Kate Allen Kate Allen

Property Correspondent

Financial Times

Kate Allen is the FT's property correspondent. She covers commercial and residential real estate in the UK and continental Europe, and international investment trends. She joined the FT in 2012 as a statistics journalist, covering global economic and financial data. She was previously the editor of Social Housing magazine, which focuses on financial and business trends in Britain's affordable housing sector.

Mark Henderson Mark Henderson

Chief Executive

Home Group

Having started life as a motorcycle racer, Mark went on to gain nearly 30 years' experience of both regeneration and business support activity. He is passionate about placing customers at the heart of any organisation and in raising aspiration and enterprise across the country. Prior to joining Home Mark worked in local authorities across the UK, as Director of the Regional Development Agency, One North East (2001-05) and a local authority Chief Executive (2004-08). Mark was also Vice Chair of Business and Enterprise UK and Chairman of Young Enterprise North East.

10.15

Regulatory update

The future of regulation in the sector is changing; since the reclassification of the housing associations, the government has been swift in moving to deregulate the sector. Julian will provide an in-depth look at the future of regulation and identify what this could mean for investors and landlords.

Julian Ashby, Chair of the Regulation Committee, HCA

Julian Ashby Julian Ashby

Chair of the Regulation Committee

HCA

Julian is Chair of the HCA Regulation Committee and a board member of the HCA. He was previously Deputy Chair of the TSA. Julian also chairs the Institute for Voluntary Action Research,

Formerly Managing Director of HACAS Chapman Hendy, Julian has over 30 years’ experience of the social housing sector. Governance, mergers and troubleshooting were amongst his specialities. His many publications include: Partnerships & practicalities, Learning from problem cases and In Control: the Board Members Manual. He was the independent social housing adviser to the Cave review of social housing regulation.

James Tickell James Tickell

Director

Campbell Tickell

James Tickell, a Partner with Campbell Tickell, has been with the company since 2004 and is one of the UK’s leading housing consultants. His key specialities are governance, strategy, regulatory issues, recruitment and mergers/acquisitions. Before CT, James was Deputy Chief Executive at the National Housing Federation, a position he held for 10 years. James is a published author on a wide range of housing and other topics, and originally qualified as an architect.

Peter Cleland Peter Cleland

Interim Finance Director

Consultant (Invited)

Peter Cleland is interim Finance Director/ CEO and over the last ten years he has worked in leadership and turnaround situations with over 25 RPs. Prior to that he was Group Director of Finance and Resources at Notting Hill Housing Group. Peter is passionate about social housing and its impact in society. He believes that clear social purpose, visionary leadership, strong governance and good business systems enable RPs to make the much needed contribution to society.

Jeanne Harrison Jeanne Harrison

Analyst

Moody’s Investors Services

Jeanne Harrison joined Moody’s in early 2014 as an Analyst in the Sub-Sovereign Group with a focus on UK housing associations.

Immediately prior to joining Moody’s, Jeanne worked as an FP&A Analyst for The Hyde Group, a London-based housing association. Her primary responsibilities were delivering the Group five-year business plan, stress testing, and peer analysis. Previously, she worked as a management accountant in the higher education sector with responsibility for budgeting, forecasting, and monthly management accounts.

Jeanne holds a BSc in Finance from Florida State University and is a Chartered Management Accountant.

10.50

Morning break and exhibition viewing

11.10

Deregulation: implications and opportunities

Speakers in this sessions will provide an in-depth look at some of the key technical aspects, implications and opportunities in the deregulatory measures set out in the Housing & Planning Bill.

Ian Graham, Senior Partner, Trowers & Hamlins
Robert Grundy, Head of Housing, Savills
Tony Oakley, Head of Social Housing, Lloyds Bank

Ian Graham Ian Graham

Senior Partner

Trowers & Hamlins

Ian is a partner at Trowers & Hamlins and head of its National Housing and Regeneration department which forms part of the Firm's Real Estate Group. Ian specialises in advising on group structures, mergers and governance issues relating to social landlords; regeneration and development projects; and PPP projects in a variety of sectors. Ian's work often involves advising potential new entrants to the market on investment in and the delivery of affordable and market housing of all tenures.

Robert Grundy Robert Grundy

Head of Housing

Savills

More info coming soon...

Tony Oakley Tony Oakley

Head of Social Housing

Lloyds Bank

Tony joined Lloyds Banking Group in 2002 and is currently Head of the Lloyds Bank Social Housing finance team having national responsibility for over 280 clients and over £12 billion of lending.

Before taking up the current role , Tony was Senior Relationship Director within the social housing business and has over 12 years experience in meeting the financial needs of the social housing sector.

As well as having been in banking for over 30 years, Tony has broadened his experience through holding senior management positions in a number of private companies. He’s also an Associate of the Chartered Institute of Bankers (ACIB).

Tom Paul Tom Paul

Director of Treasury & Risk

AmicusHorizon

Tom Paul is Director of Treasury & Risk at AmicusHorizon, a g15 Housing Association with 28,000 homes. His team has responsibility for treasury and financial planning, as well as insurance, corporate risk management and investment appraisal. Tom’s background is as a corporate finance advisor: advising government departments on large infrastructure projects; and Housing Associations on treasury strategy and executing public bond issues.

Adrian Bell Adrian Bell

Head of Debt Markets UK

Canaccord Genuity

Adrian is the Head of Debt Markets at Canaccord Genuity, one of the mainstream advisors to the Social Housing sector. Adrian has been involved in all aspects of Investment Banking over his 40-year career. Prior to establishing the Debt Advisory and Origination team at Canaccord, he was Deputy Chairman of Hambros Bank and Executive Chairman of RBC Europe Limited. Adrian has been involved with Social Housing in a number of different roles since 1989 as Advisor, Arranger as well as Board Member and Chair.

Tom Paul Michael Leslie

Director

JCRA

Michael Leslie is a Director of JCRA and is responsible for JCRA's regional debt advisory practice along with advising on debt related hedging. Michael is a qualified Chartered Accountant and has 16 years post qualifying experience in corporate finance and corporate banking and advises clients across a wide range of sectors including social housing, education, property and private equity.

His work with Registered Providers ranges from retained Treasury Advisor engagements to specific projects which have an impact on the key treasury risks of RPs, including: fundraising, refinancing and renegotiating existing private finance loan agreements and associated interest rate hedging. Recently Michael has advised on: pre-merger treasury due diligence; the restructure of a LOBO facility; fundraising for non-regulated subsidiary activities; debt capacity modelling and undertaken legacy debt and hedging reviews for Associations facing severe funding pressures/increased regulatory engagement. He has also prepared guidance on derivatives for a UK social housing regulator.

11.50

Shaping your business in a new landscape

Deregulatory measures and the rent reduction mean organisations are looking at the structures and new ways to deliver affordable homes, including without government funding support or regulatory control. Hear from organisations who are delivering affordable homes without government support.

Jon Gooding, Chief Executive Officer, Dolphin
Ashley Hook, Chief Executive, MHS Homes
Matt Cooper, Executive Director of Corporate Services, Plus Dane

Jon Gooding Jon Gooding

Chief Executive Officer

Dolphin

Jon, is a Chartered Surveyor and has worked at a senior level in housing for more than 20 years. He has extensive experience of both development and management and has been the Chief Executive of organisations in both the private and charitable sectors.

He has also served as Chair of a major Housing Association and Founding Chair of ARCO ( The Association of Retirement Community Operators)

Jon is a regular speaker at conferences in the UK and internationally. He is married and lives in Central London.

Paul Phillips Paul Phillips

Group Finance Director

Notting Hill Housing

Paul has worked in the sector for over 30 years as Finance Director of four different housing associations. He joined Notting Hill as the Group Finance Director in 2004.

During that time, Notting Hill has grown substantially and is now the largest partner of the Greater London Authority for the delivery of affordable and shared ownership homes. In order to support its social development, Notting Hill has built up extensive commercial development, including both market rent and market sale activities.

Paul is a member of the Association of Certified Accountants and holds an MBA from the University of Bath.

Sarah Mussenden Sarah Mussenden

Executive Director of Finance

Metropolitan

Sarah joined Metropolitan in January 2013. Leading the turnaround in Metropolitan’s financial position, Sarah has overseen significant financial improvements at the organisation, including a doubling of its surplus in 2013/14 to £40.2 million and a reduction in debt by nine per cent (from March 2013 to April 2014). Sarah has also embedded an improved budgetary control framework across the business and has facilitated tighter cost management behaviour. Prior to joining Metropolitan Sarah was Chief Finance Officer for a major London NHS Trust. Before that she held a number of senior finance roles for British Airways, including as Finance Director for their £350 million project at Heathrow Airport Terminal 5, as well as roles in corporate reporting, audit and as a business partner. Sarah is a chartered accountant and trained with Deloitte where she spent the first 10 years of her career.

12.25

Right to buy – what can we learn from the pilots?

In the 2015 Comprehensive Spending Review, the Chancellor announced the launch of five Right to Buy pilots. This session will bring together two organisations involved in the pilots to share some early emerging lessons and share and any useful practical hints and tips around any finance and risk implications. You will also hear from a local authority who is tackling RTB fraud effectively.

Stephen Flowitt-Hill, Director of Housing and Finance, Saffron Housing Trust Limited
Julian Turner, Finance Director, Thames Valley Housing Trust

13.00

Lunch and exhibition viewing

14.00

Research partner: how asset values and affordability across
portfolios can enhance strategic asset management

The operating environment for housing associations has changed in the face of an evolving policy environment over rent levels, right to buy and funding for new housing delivery. Executives need to consider a broader range of factors as they evaluate strategy and develop business plans for their assets set in a wider market context. Our research project is informed by analysis with a number of large and small RPs helping them evaluate strategies for their assets based on the market dynamics and opportunities at a localised level. 

Richard Donnell, Research and Insight Director, Hometrack

14.10

How do funders view the sector today?

In this session investors will offer their views from changes in the HA market and what that means for the sector profile, to the backdrop of a volatile macro-economic environment. Speakers will examine how they see the sector risk in aggregate, from policy changes to the sector’s move towards more market-related activities.

David Cryer, Senior Portfolio Manager, BAE Systems Pension Fund
Al Robinson, Asset and Risk Management, Rothesay Life
Sir Merrick Cockell, Chairman, London Pensions Fund Authority

Sir Merrick Cockell Sir Merrick Cockell

Chairman

London Pensions Fund Authority

Sir Merrick Cockell was appointed Chairman of London Pensions Fund Authority (LPFA) in September 2015, having been Deputy Chairman from April 2013. He was appointed to the Board in 2010. A key force behind the establishment of the £500m joint infrastructure fund set up in 2015 by LPFA and the Greater Manchester Pension Fund, Sir Merrick is also a high-profile campaigner for investment by the Local Government Pension Scheme (LGPS) in infrastructure and housing. Most recently, in conjunction with the Local Government Association, he petitioned Government for the formation of a national LGPS Infrastructure Clearing House that would gather information about potential infrastructure and housing investments, and match councils and private investors together. In January 2015, Sir Merrick was appointed Chairman of the UK Municipal Bonds Agency, the first of its kind in Great Britain. Shortly afterwards he was appointed Chair of the Crossrail2 Growth Commission.

A councillor for over 29 years, Sir Merrick was Leader of the Royal Borough of Kensington and Chelsea from 2000 until 2013. He was also Chairman of the Local Government Association from 2011-2014. He is currently Chairman of Localis, an independent think-tank dedicated to issues related to local government and localism; Executive Chairman of Cratus Communications; and a Senior Adviser to PA Consulting Group.
Grant Vaughan Grant Vaughan

Director

Corporate Debt Capital Markets, Lloyds Bank

Grant Vaughan is a director in the Corporate Debt Capital Markets team at Lloyds Bank. Grant is responsible for raising capital markets funding for borrowers in a variety of sectors, with a strong focus on social housing. He has led transactions from as small as £20 million through to large scale public bonds for a wide range of housing associations. Grant has a Finance Honours degree from the University of Cape Town.

Curtis Voges Curtis Voges

US Private Placement Group

Bank of America Merrill Lynch

Curt Voges is a Managing Director at Bank of America Merrill Lynch, where he manages the EMEA USPP team for its Private Placement Group. Prior to covering the firm’s EMEA-based clients, he worked with North American companies in the Consumer & Retail, General Industrial, and Utility sectors helping them access the USPP market. He has previous experience in investment banking, in corporate banking and as a marketing representative with IBM. Curt holds a M.B.A. from the Darden School at the University of Virginia and a B.S. from the University of Illinois.

Peter Borgers Peter Borgers

Senior Relationship Manager, Social & Cultural Team

Triodos

Triodos is Europe’s leading sustainable bank. Founded in the Netherlands in 1980 and active in the UK since 1995, the bank lends only to organisations delivering social, environmental or cultural impact.

Peter joined Triodos in 2006, and leads the bank’s activities in social housing, which has seen lending commitments to the sector grow from under £10m to over £200m in the last five years. Before joining Triodos, Peter worked for Charity Bank for two and a half years and prior to that worked for Bank of Boston for 17 years.

Janet Davies Janet Davies

Chief Executive

Women’s Pioneer Housing

Janet Davies drifted into housing after studying architecture and has now held chief executive posts in London housing associations for thirty years. She currently works for Women’s Pioneer Housing, which provides 1000 homes exclusively for woman headed households in west London, including move on from hostels and refuges and specialist schemes for older women.

14.50

Comfort break

14.55

Breakout A: Managing income: mapping the key risks

From FRS102 to pension auto enrolment, housing providers are facing a plethora of risks to their income. This session identifies the key risks around FRS and accounting changes and talks about the best approach to mitigate key aspects.

Chaired by Gavin Smart, Deputy Chief Executive, CIH
Jonathan Pryor, Partner, Smith & Williamson
Robert Griffiths, Deputy Chief Executive & Chief Financial Officer, Longhurst Group

Andrew Newberry Andrew Newberry

Finance Director

Radian

Andrew qualified as a Chartered Accountant in 1979, whilst working for an international practice in England. After two years’ further experience with them in Africa, he returned to England and moved into commerce. This gave him experience at a senior level in a range of activities including construction, property development, property maintenance manufacturing and leasing.

Andrew joined Swaythling as Director of Finance in 1996, taking responsibility for Finance IT and Company Secretarial matters.

Andrew was appointed Director of Finance at Radian at its formation in 2006 through the merger of Swaythling with two other Housing Groups.

Mike Richardson Mike Richardson

Senior Consultant

Lane Clark & Peacock LLP

Mike is an actuary who specialises in advising housing associations, helping them understand and manage their pension risks. His clients benefit from his market leading experience of advising employers who participate in the Social Housing Pension Scheme (SHPS) and the Growth Plan. He has advised over 50 associations, including six members of the G15. Mike advised Radian Group on the well-publicised transfer of its pension liabilities out of SHPS into its own arrangement. Recent projects include helping RPs manage LGPS cessation issues and successfully implement benefit changes within SHPS.

14.55

Breakout B: Alternative funding models: time to embrace new approaches?

Is it time for housing providers to embrace different funding approaches; and do they need a fundamental overhaul of the way they structure their funding? Three key speakers will share their thoughts on how to embrace new approaches.

Chaired by Luke Cross, Editor, Social Housing
Andrew Dawber, Funding Affordable Homes
Shamez Alibhai, Cheyne Capital Management (UK) LLP
Phil Jenkins, Partner, Centrus

Andrew Dawber Andrew Dawber

Funding Affordable Homes

Andrew is the founder of Funding Affordable Homes (FAH) and Chairman of SHA Housing Limited, the exclusive property adviser to FAH which was established to enable investors to gain access to the affordable housing sector. Previously Andrew was the founder of The PFI Infrastructure Company, the UK’s first public market social infrastructure investment company which was formed in 2004 and acquired by leading infrastructure investors in 2007. He joined Salamanca Group in 2012 and is Head of Corporate Advisory and a member of the Salamanca Group Board. Originally Andrew trained as a Chartered Accountant and worked in several investment banks including Robert Fleming & Co and Societe Generale where he was Head of European ECM.

Phil Jenkins Phil Jenkins

Partner

Centrus

Phil is a founding partner of Centrus and draws upon 20 years of investment banking and debt advisory experience across derivatives, commercial banking, structuring and debt capital markets. He has advised a range of well-known companies on funding strategies, refinancings, re-structurings and capital raisings, with a particular focus on housing associations, private sector residential, regeneration and real estate. Phil maintains strong and wide ranging relationships with banks and institutional investors and has been associated with a number of landmark financing transactions in the institutional debt market, including public bond issues, private placements, liability management exercises and sale and leasebacks. Prior to setting up Centrus, Phil worked in the Infrastructure division of RBC Capital Markets and the Fixed Income division of Hambros Bank.

15.30

Afternoon break and exhibition viewing

15.45

Breakout C: Shared ownership: social or commercial business? Standard practice or room for innovation?

Does shared ownership offer a solution for those looking to deliver homes while still providing a sub market tenure; does it need to more consistent to attract institutional investment?

Chaired by Luke Cross, Editor, Social Housing
Paul Fiddaman, Chief Executive (Designate), Isos
Elizabeth Froude, Finance Director, Genesis
Trevor Castledine, Deputy Chief Investment Officer, Lancashire County Council

Trevor Castledine Trevor Castledine

Deputy Chief Investment Officer

Lancashire County Council

Trevor Castledine is Deputy CIO for Lancashire County Pension Fund.

Trevor joined LCPF in 2012 after 20 years working in the City, specialising in structured credit, regulatory capital and risk management.

Trevor has been responsible for designing and implementing a cutting edge £1.6bn credit investment strategy for LCPF using a combination of specialist third party managers as well as negotiating valuable direct investments into renewable energy and affordable housing. In addition, he oversees approximately £2.2bn of global public equity exposure covered by seven different active managers.

Trevor has also been working on a risk management strategy which would reduce the exposure of LCPF's funding level to changes in interest rates, inflation and the volatility of equity markets.

Trevor qualified as a Chartered Accountant in the tax department of Arthur Andersen and has a Masters Degree in Management Studies from Queens' College, Cambridge.

Elizabeth Froud Elizabeth Froud

Finance Director

Genesis

Elizabeth is Executive Director of Resources at Genesis Housing, where she has been for the last 4 years Prior to that she came in to Housing to support the first 3 way merger in housing, with the formation of Radian Group, where post merger she remained for 6 years. Her experience before housing was in a variety of commercially focussed finance roles, in sectors varying from retail and manufacturing to venture capital investment, including a number of well know FTSE names.

Much of her work has been in change management roles and she has work on many merger and transformation projects, managing teams both in the UK and across Europe. These varied roles have allowed Elizabeth to gain experience in many business disciplines, although she is an accountant by trade.

Luke Cross Luke Cross

Editor

Social Housing

Luke Cross has been editor of Social Housing magazine since July 2013, where he oversees the production of the magazine and website. He specialises in financial writing and data-led analysis, including reports and commentary on housing finance and trends. Highlights have included a magazine and website redesign, expansion of the data platform, growth in subscription base and launch of face-to-face events. He is also heavily involved in Social Housing’s two conferences. Previously he has worked at Construction News, the Sunday Times and the Metro Newspaper. Before this he was a group news editor and chief reporter for a regional newspaper series. He has also worked in financial research.

15.45

Breakout D: Should housing associations be more efficient?

Whether through cost cutting or consolidation, the focus is on housing providers becoming more efficient. So how efficient is the sector, and what does it need to do to improve?

Chaired by Gavin Smart, Deputy Chief Executive, CIH
Andy Howarth, Executive Director Finance, Fortis Living
John Owen, Housing Efficiency and Reform, DCLG
Joanna Killian, Head of Local Government, KPMG

Andy Howarth Andy Howarth

Executive Director Finance

Fortis Living

Andy has over a decade of leading financial and business performance in the social housing sector, following many years’ experience in the commercial and health sectors. Andy lends his expertise to a number of organisations as a voluntary board member and is currently chair of CHIC, the Central Housing Investment Consortium.

Joanna Killian Joanna Killian

Head of Local Government

KPMG

Joanna recently joined KPMG from Essex County Council, where she was the Chief Executive for nearly 9 years. In her role at Essex Joanna delivered major programmes of change, reducing operating costs and delivering improved services. She led complex, innovative Partnerships across the public sector, particularly with health organisations, to secure better outcomes and reduce financial pressures. She is experienced in working with the private and business sector, as well as with community, voluntary and political organisations.

Joanna leads KPMG’s Local Government business, and advises clients on how they can transform their organisations, deliver whole system change and secure sustainable economic growth for benefit of customers, service users, patients and taxpayers.

Danny Mather Danny Mather

Corporate Finance Manager

Warrington Borough Council

Danny is the Corporate Finance Manager of Warrington Borough Council with responsibility for all aspects of the Council’s Corporate Finance Function. Prior to that Danny held positions with Liverpool City Council and Sefton MBC. Danny is an expert in capital financing and treasury management. Danny has played a lead role in developing the Local Authority Mortgage Scheme and in developing loans to Registered Providers Scheme and regeneration loans.

David Montague David Montague

Chief Executive

L&Q

David Montague has been chief executive of L&Q since February 2008. He has been with L&Q since 1988 and served as Group Director of Finance before his current appointment.

David is a Fellow of the Association of Chartered Certified Accountants He speaks, writes and blogs on social housing issues. In June 2013 David was awarded a CBE on the Queen’s Honours List for services to housing in London.

Matthew Harrison Matthew Harrison

Chief Executive

Great Places Housing Group

Matthew joined Great Places in 1993 and led the growth of the organisation through award winning development before being appointed Chief Executive of the Group in April 2013. Involvement in a number of high profile and award winning initiatives has helped Great Places build a reputation for innovative, exciting development, leading the way in design and the environmental agenda. He has also held voluntary positions and has been a Board Member of a Local Strategic Partnership.

16.25

Development and regeneration: making it viable

The Prime Minister has set out his ambitious plan to regenerate 100 estates. The overarching goal is to build more quality homes and transform the life chances of residents. This session will explore the government’s vision and how this might work in reality in terms of attracting investment and delivering affordable homes both in the North and South.

Steve Stride, Chief Executive, Poplar Harca
Adam Challis, Head of Residential Research, JLL
Mike Johnson, Director of Development, Hyde Group

Steve Stride Steve Stride

Chief Executive

Poplar Harca

Steve Stride is Chief Executive of east London Housing Association Poplar HARCA. He has worked in the housing sector all his professional career and a lifelong involvement in the wider community third sector.

Since 1998, he has led a £1 billion regeneration programme to reshape the Poplar area in the London Borough of Tower Hamlets. With a fantastic team of over 300 staff, he manages over 9,000 homes, twelve community hubs and has developed successful partnerships across private, public and third sectors to deliver award winning services, facilities and amenities.

Steve has always believed people are the key to successful, sustainable regeneration and they must play a central role in the regeneration of their homes and the delivery of their services. This is demonstrated by Poplar HARCA’s award-winning resident-led governance structure and resident driven majority board.

Steve is a strong advocate of localism and a member of the PlaceShapers Group, and has every conviction in local reshaping programmes to bring lasting national impact.

In May 2013 Steve was delighted to be elected as Vice President of the CIH. Having been a member of the CIH for 34 year’s he feels very privileged to represent the housing sector and housing people across the UK.

Steve lives in East London and is a lifelong Tottenham Hotspurs fan, he believes this gave him good grounding to deal with the emotions involved in five stock transfers.

Heather Ashton Heather Ashton

Finance Director

Thirteen Group

Heather is responsible for the Finance, Governance, ICT and People functions at Thirteen. She ensures that effective treasury and funding arrangements are in place and leads on risk and assurance. She has also worked in higher education, retail and manufacturing and has a strong commercial and project management background as a result.

John Bruton John Bruton

Executive Director Finance

Stonewater

Before the formation of Stonewater John had been Director of Finance at Raglan since 2001. Previously he was Financial Controller at Metropolitan Housing Partnership and did audit and advisory work at KPMG. He is a Chartered Accountant and has a postgraduate degree in mathematics.

James Rolfe James Rolfe

Director of Finance, Resources and Customer Services

London Borough of Enfield

James Rolfe is the Director of Finance, Resources and Customer Services at the London Borough of Enfield. In this role, James is the Council’s Chief Finance Officer, leads the Council’s transformation programme, and provides a range of enabling services to the Council and external customers. More recently, James has also led the Council’s leisure, culture and libraries teams. He is Managing Director of Housing Gateway Limited – Enfield’s innovative housing company – and leads on Enfield’s entrepreneurial and commercial activity with a range of external partners. Before Enfield, James worked in Adult Social Services at a major county council, and spent 16 years in the Civil Service, including 10 in Whitehall. He has an MBA from Cranfield University, and is a qualified accountant.

Ken Youngman Ken Youngman

Finance Director

Family Mosaic

Ken is currently Group Finance Director at Family Mosaic; a 24,000 unit London based Housing Association, having the responsibility for Finance, Treasury, Collections, IT, Facilities and Service Charge/Leasehold administration.

Ken has operated at Executive Finance over a long career, spanning Recruitment, Security Services, Kitchen supply, Music and most recently Housing.

Ken is a qualified accountant, and chair of the G15 Finance Directors Group (A group representing the 15 largest Housing Associations in London).

Vivian Davies Vivian Davies

Director of Collections and Credit Control

Family Mosaic

Viv has been with Family Mosaic as the Director of Credit Control and Collections since March 2008. Prior to Family Mosaic Viv spent 10 years in the Media and Recruitment Sector in Credit Management specialising in Pan European credit control teams. At Family Mosaic Viv is responsible for managing the Central Income Collections Team covering all of the Group’s portfolio, Credit Control for Care and Support Services and the Rent Ledger cash posting team.

Pierre-Emmanuel Noel Pierre-Emmanuel Noel

Senior Banker

European Investment Bank

A Senior Banker at the European Investment Bank (EU's financing institution), Pierre-Emmanuel is in charge of originating and executing debt transactions in the infrastructure sector in Western Europe, for a total in excess of EUR 2bn per year. He leads an in-house teams of junior bankers, engineers, economists and lawyers to carry out project due diligence, obtain Board approval and eventually execute finance documents. Past transactions include the non-recourse financing of the London Olympic Village

Mark Davie Mark Davie

Head of Social Housing

M&G Investments

Mark joined M&G in September 2010, as Head of Social Housing in Fixed Income. His primary focus is on developing our Social Housing Fund in the UK with Consultants and Pension Funds on one side and Housing Associations on the other.

Prior to joining M&G, Mark was Head of Social Housing at Dexia, where he was responsible for a loan portfolio of £4.5bn across 140 housing association clients.

Joining the banking industry in 1977, Mark has also worked with Barclays Bank where he was responsible for relationships with large corporates and Bank of Ireland where he developed and led the Social Infrastructure Team. Mark has also served as a non-executive director on a housing association board.

Jon-Paul Phillips Jon-Paul Phillips

Credit Analyst

BAE Systems Pension Funds Investment Management

Jon-Paul is a credit analyst at BAE Systems Pension Fund, covering social housing.

Jack Stephen Jack Stephen

Finance Director and Deputy CEO

Thames Valley Housing Association

Jack joined Thames Valley Housing in 1994 having previously held positions of Finance Director, Financial Controller and Treasurer with banks and other international companies. Jack has also served on the board of a housing organisation and is currently Chair of the sector’s SORP Working Party. He is also Chair of Trustees of a homelessness charity. Jack is a Director of Fizzy Living.

17.00

Chair’s round up and close of conference