While the financial health of the sector has largely held up this year, 2020 has highlighted the importance of getting your risk map right and understanding what the gamechangers might be. As housing providers brace for further uncertainty ahead, we hear from the sector leaders on preparing for the unpredictable and adapting to worsening conditions. Also gain an insight into Number 10, how it works, and what the reshuffle may bring for the housing sector.

John Cridland CBE, chairman, Home Group

Toby Lloyd, independent housing consultant, former special adviser to the Prime Minister

Chair of Day 3 - Elspeth Mackenzie, chief executive, Thrive Homes

How is the world of real estate and real estate investment evolving amid changing conditions? And what are the opportunities for housing providers as a result.

Ian Fletcher, Policy Director, British Property Federation

Stuart Heslop, managing director, real estate finance, UK housing finance, RBS

Matt Cooper, tax and treasury director, Places for People

We look over lender, investor and debt capital markets activity over the year, including as markets shut down – current opportunities and what to expect amid further uncertainty.

Karin Erlander, director, lead analyst, International Public Finance Ratings, S&P Global Ratings

Pietro Crescini, director, Global Structured Finance, SMBC Bank International

Waqar Ahmed, group finance director, L&Q

Delegates will be invited to join a Zoom chat to network and meet each other. Please introduce yourself and share your thoughts on the previous sessions; you may want to talk about the role of leadership, what good governance means to you, and what opportunities you think the sector may find in current market conditions.

From unlocking a ‘chest full of gold’ of UK pension money into ‘place-based impact’ as one government-backed initiative hopes to do, to strengthening joint ventures, how can housing associations make use of private capital to do more with less grant? And what are the right financial structures for balancing risk?

Mary Parsons, regeneration and partnerships director, Lovell

Jon Turner, chief executive, Link Group